IFSC Code and MICR Code Explained
The IFSC code is required for making online banking transactions securely. It helps identify the exact bank branch where the account is held.
IFSC (Indian Financial System Code) is a unique code assigned to each bank branch by the Reserve Bank of India (RBI) . It is used for electronic payment systems such as:
NEFT (National Electronic Funds Transfer)
RTGS (Real-Time Gross Settlement)
IMPS (Immediate Payment Service)
CFMS (Centralised Funds Management System)
IFSC Code Format
An IFSC code consists of 11 characters :
First 4 characters: Represent the bank name5th character: Always ‘0’ (reserved for future use)Last 6 characters: Identify the specific branch
IFSC ensures secure and accurate online transactions.
MICR Code
The MICR (Magnetic Ink Character Recognition) code is a unique number printed on cheques. It is used by banks to process and verify cheque transactions quickly and accurately.
MICR is mainly used for cheque processing and banking automation.
STATE BANK OF INDIA Branch at SEDAM in GULBERGA, KARNATAKA IFSC Code: Find IFSC, MICR codes, address and all bank branches in India, for NEFT, RTGS, ECS
All India Bank Branches Address, IFSC CODE, MICR CODE Details
STATE BANK OF INDIA Branch at SEDAM in GULBERGA, KARNATAKA IFSC Code: Find IFSC, MICR codes, address and all bank branches in India, for NEFT, RTGS, ECS
Note: Please Select Dropdown then Change Corresponding Select Dropdown.
Select Bank ABHYUDAYA COOPERATIVE BANK LIMITED AHMEDABAD MERCANTILE COOPERATIVE BANK AHMEDNAGAR MERCHANTS COOP BANK LTD AIRTEL PAYMENTS BANK LIMITED AKOLA JANATA COMMERCIAL COOPERATIVE BANK ALMORA URBAN COOPERATIVE BANK LIMITED AMBARNATH JAIHIND COOP BANK LTD AMBARNATH APNA SAHAKARI BANK LIMITED ARVIND SAHAKARI BANK LTD AU SMALL FINANCE BANK LIMITED AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED AXIS BANK B N P PARIBAS BANDHAN BANK LIMITED BANK OF AMERICA BANK OF BAHARAIN AND KUWAIT BSC BANK OF BARODA BANK OF CEYLON BANK OF CHINA LIMITED INDIA BRANCH BANK OF INDIA BANK OF MAHARASHTRA BARCLAYS BANK BASSEIN CATHOLIC COOPERATIVE BANK LIMITED BHAGINI NIVEDITA SAHAKARI BANK LTD PUNE BHARAT COOPERATIVE BANK MUMBAI LIMITED BOMBAY MERCANTILE COOPERATIVE BANK LTD CANARA BANK CAPITAL SMALL FINANCE BANK LIMITED CENTRAL BANK OF INDIA CHHATTISGARH RAJYA GRAMIN BANK CITI BANK CITIZEN CREDIT COOPERATIVE BANK LIMITED CITY UNION BANK LIMITED COASTAL LOCAL AREA BANK LTD CREDIT AGRICOLE CORPORATE AND INVESTMENT BANK CALYON BANK CSB BANK LIMITED DARUSSALAM CO OPERATIVE URBAN BANK LTD DBS BANK INDIA LIMITED DCB BANK LIMITED DEOGIRI NAGARI SAHAKARI BANK LIMITED AURANGABAD DEPOSIT INSURANCE AND CREDIT GUARANTEE CORPORATION DEUTSCHE BANK DHANALAKSHMI BANK DMK JAOLI BANK DOHA BANK Q.P.S.C DOMBIVLI NAGARI SAHAKARI BANK LIMITED DURGAPUR STEEL PEOPLES CO-OPERATIVE BANK LTD EMIRATES NBD BANK PJSC EQUITAS SMALL FINANCE BANK LIMITED ESAF SMALL FINANCE BANK LIMITED EXPORT IMPORT BANK OF INDIA FEDERAL BANK FINO PAYMENTS BANK FIRST ABU DHABI BANK PJSC G P PARSIK BANK GS MAHANAGAR COOPERATIVE BANK LIMITED HARYANA STATE COOPERATIVE BANK HDFC BANK HIMACHAL PRADESH STATE COOPERATIVE BANK LTD HSBC BANK HUTATMA SAHAKARI BANK LTD ICICI BANK LIMITED IDBI BANK IDFC FIRST BANK LTD INDIA POST PAYMENT BANK INDIAN BANK INDIAN OVERSEAS BANK INDUSIND BANK INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED INDUSTRIAL BANK OF KOREA JALGAON JANATA SAHAKARI BANK LIMITED JAMMU AND KASHMIR BANK LIMITED JANA SMALL FINANCE BANK LTD JANAKALYAN SAHAKARI BANK LIMITED JANASEVA SAHAKARI BANK BORIVLI LIMITED JANASEVA SAHAKARI BANK LIMITED JANATA SAHAKARI BANK LIMITED JANATHA SEVA COOPERATIVE BANK LTD JIO PAYMENTS BANK LIMITED JP MORGAN BANK JSC VTB BANK KALLAPPANNA AWADE ICHALKARANJI JANATA SAHAKARI BANK LIMITED KALUPUR COMMERCIAL COOPERATIVE BANK KARNATAKA BANK LIMITED KARNATAKA GRAMEENA BANK KARUR VYSYA BANK KEB HANA BANK KERALA GRAMIN BANK KOOKMIN BANK KOTAK MAHINDRA BANK LIMITED MAHARASHTRA GRAMIN BANK MAHARASHTRA STATE COOPERATIVE BANK MAHESH SAHAKARI BANK LTD PUNE MASHREQBANK PSC MIZUHO BANK LTD MODEL COOPERATIVE BANK LTD MUFG BANK, LTD NAGPUR NAGARIK SAHAKARI BANK LIMITED NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT NAV JEEVAN CO OP BANK LTD NEW INDIA COOPERATIVE BANK LIMITED NKGSB COOPERATIVE BANK LIMITED NONGHYUP BANK NSDL PAYMENTS BANK LIMITED NUTAN NAGARIK SAHAKARI BANK LIMITED PAVANA SAHAKARI BANK LTD PAYTM PAYMENTS BANK LTD PHONEPE PRIVATE LIMITED PRIME COOPERATIVE BANK LIMITED PT BANK MAYBANK INDONESIA TBK PUNJAB AND SIND BANK PUNJAB NATIONAL BANK QATAR NATIONAL BANK SAQ RAJARAMBAPU SAHAKARI BANK LIMITED RAJARSHI SHAHU SAHAKARI BANK LTD PUNE RAJGURUNAGAR SAHAKARI BANK LIMITED RAJKOT NAGRIK SAHAKARI BANK LIMITED RAJNANDGAON DISTRICT CENTRAL CO-OPERATIVE BANK LTD RBI PAD AHMEDABAD RBL BANK LIMITED RESERVE BANK OF INDIA SAMARTH SAHAKARI BANK LTD SANT SOPANKAKA SAHAKARI BANK LTD SARASPUR NAGRIK CO OPERATIVE BANK LTD SARASPUR SARASWAT COOPERATIVE BANK LIMITED SATARA SAHAKARI BANK LTD SBER BANK SBM BANK INDIA LIMITED SHIKSHAK SAHAKARI BANK LIMITED SHINHAN BANK SHIVALIK SMALL FINANCE BANK LIMITED SHREE KADI NAGARIK SAHAKARI BANK LIMITED SHRI CHHATRAPATI RAJASHRI SHAHU URBAN COOPERATIVE BANK LIMITED SHRI VEERSHAIV CO OP BANK LTD SIR M VISVESVARAYA CO OPERATIVE BANK LTD SMRITI NAGRIK SAHAKARI BANK MARYADIT SOCIETE GENERALE SOLAPUR JANATA SAHAKARI BANK LIMITED SOUTH INDIAN BANK SREE CHARAN SOUHARDHA CO OPERATIVE BANK LTD STANDARD CHARTERED BANK STATE BANK OF INDIA SUCO SOUHARDA SAHAKARI BANK LTD SUMITOMO MITSUI BANKING CORPORATION SURAT NATIONAL COOPERATIVE BANK LIMITED SURYODAY SMALL FINANCE BANK LIMITED SUTEX COOPERATIVE BANK LIMITED TAMILNAD MERCANTILE BANK LIMITED TELANGANA STATE COOP APEX BANK TEXTILE TRADERS CO-OPERATIVE BANK LIMITED THE A.P. 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BANK LIMITED PANDHARPUR THE PUNJAB STATE COOPERATIVE BANK LTD THE RAJASTHAN STATE COOPERATIVE BANK LIMITED THE SATARA DISTRICT CENTRAL COOPERATIVE BANK LTD THE SHAMRAO VITHAL COOPERATIVE BANK THE SINDHUDURG DISTRICT CENTRAL CO-OPERATIVE BANK LIMITED THE SURAT DISTRICT COOPERATIVE BANK LIMITED THE SURATH PEOPLES COOPERATIVE BANK LIMITED THE TAMIL NADU STATE APEX COOPERATIVE BANK THE THANE BHARAT SAHAKARI BANK LIMITED THE THANE DISTRICT CENTRAL COOPERATIVE BANK LIMITED THE UDAIPUR URBAN CO OPERATIVE BANK LTD THE URBAN CO OPERATIVE BANK LTD NO ONE SEVEN FIVE EIGHT PERINTHALMANNA THE VARACHHA COOPERATIVE BANK LIMITED THE VIJAY CO OPERATIVE BANK LIMITED THE VISHWESHWAR SAHAKARI BANK LIMITED THE WEST BENGAL STATE COOPERATIVE BANK THE ZOROASTRIAN COOPERATIVE BANK LIMITED TJSB SAHAKARI BANK LTD TUMKUR GRAIN MERCHANTS COOPERATIVE BANK LIMITED UBS AG UCO BANK UJJIVAN SMALL FINANCE BANK LIMITED UNION BANK OF INDIA UNITED OVERSEAS BANK LIMITED UNITY SMALL FINANCE BANK LIMITED URBAN CO OPERATIVE BANK LTD BAREILLY UTKARSH SMALL FINANCE BANK UTTAR PRADESH COOPERATIVE BANK LTD UTTARAKHAND STATE COOPERATIVE BANK LIMITED VASAI JANATA SAHAKARI BANK LTD VASAI VIKAS SAHAKARI BANK LIMITED VIKAS SOUHARDA CO-OPERATIVE BANK LIMITED WOORI BANK YES BANK ZILA SAHAKRI BANK LIMITED GHAZIABAD State ANDAMAN AND NICOBAR ISLAND ANDAMAN AND NICOBAR ISLANDS ANDAMANANDNICOBAR ANDHRA PRADESH ANDHRAPRADESH ARUNACHAL PRADESH ASSAM BIHAR CHANDIGARH CHATTISGARH CHHATTISGARH DADRA AND NAGAR HAVELI DAMAN AND DIU DELHI GOA GUJARAT GUJRAT HARYANA HIMACHAL PRADESH HIMACHALPRADESH JAMMU AND KASHMIR JAMMUANDKASHMIR JHARKHAND KARNATAKA KERALA LAKSHADWEEP MADHYA PRADESH MADHYAPRADESH MAHARASHTRA MANIPUR MEGHALAYA MH MIZORAM NAGALAND ODISHA PONDICHERRY PUDUCHERRY PUNJAB RAJASTHAN SIKKIM TAMIL NADU TAMILNADU TELANGANA TRIPURA UTTAR PRADESH UTTARAKHAND UTTARPRADESH WEST BENGAL WESTBENGAL District ADIVALA AFZALPUR AGHALAYA AGRA AJJAMPURA AKKUR ALAND ALIKE ALMATTI ALMEL ALUR AMMASANDRA AMRUTHUR ANEKAL ANKASANDRA ANKOLA ANNIGERI ARASIKERE ARASINKUNTE ARIKERA ARKALGUD ARSIKERE ATHANI ATHNI BADAMI BADAVANAHALLY BAGALKOT BAGALKOTE BAGEPALLI BAIKAMPADY MANGALURU BAILHONGAL BAILUR BALA BALEHONNUR BALLARI BALLARY BALUVANERALU BANASANDRA BANAVAR BANGALORE BANGALORE RURAL BANGALORE SOUTH TALUK BANGALORE URBAN BANGALURU RURAL BANGARPET BANGLORE BANNERGHATTA BANNUR BANTAWAL BANTVAL BAREILLY BASANTHPUR BASARGOD BASAVANA BASAVANA BAGEVADI BASAVANGUDI BATLAHALLI BATTARAHALLI BELAGAVI BELAGOLA BELAKAVADI BELANDUR BELAVINAKODIGE BELGAM BELGAUM BELLALE BELLARY BELLAVI BELLUR BELTHANGADY BELUR BENGALURU BENGALURU URBAN BENGLORE BETTADAPURA BEVINAHALLY BHADRA PROJECT AREA BHADRAVATI BHAKTARAHALLY BHALKI BHANKUR BHANUVALLI BHARAMASAGAR BHATKAL BIDADI BIDAR BIDARAHALLI BIJAPUR BILGI BILIGERE BILIKERE BINDIGANAVALE BIRUR BOMMASANDRA BRAMHAVARA BUDIGERE BUDIKOTE BUKINKERE BUKKAPATNA BYADGI BYALYA BYCHANAHALLI BYLAKUPPE C RAMASAMUDRA CHALLAKERE CHAMARAJANAGAR CHAMARAJANAGARA CHAMRAJANAGARA CHAMRAJNAGAR CHANDRASEKHARAPURA CHANNAGIRI CHANNAPATNA CHANNARAYAPATNA CHELLAHALLI CHELUR CHICKBALLAPUR CHICKJOGIHALLI CHICKMAGALUR CHICKMANGALUR CHIKBALLAPUR CHIKKABALLAPUR CHIKKABANAVARA CHIKKALGUNDI CHIKKALLAPURA CHIKKAMAGALURU CHIKKAMGALURU CHIKKODI CHIKMAGALUR CHIKNAYAKANAHALLI CHIKODI CHINAKURALI CHINCHOLI CHINTAMANI CHITGUPPA CHITRADURGA CHOGACHAGERE DABBEGHATTA DAKSHINA KANNAD DAKSHINA KANNADA DANDELI DARINAYAKANAPALYA DASANAPURA DAVANAGARE DAVANAGERE DAVANGERE DAVENGERE DELHI DEVADURGA DEVANAHALLI DHARWAD DHARWAR DHUMMAWAD DODACHINNAHALL DODBALAPUR ADB DODDABALLAPUR DODDAHALLI DODDAPONNANDAHALLI DOMMASANDRA DONIMALAI DUDDA GABBUR GADAG GADAK GAJENDRAGAD GALATGA GANAGANUR GANESHGUDI GANGAVATHI GARAG GAURIBIDANUR GB SARGUR GHANDSI GINOKOPPA GOGI GOKAK GOLLAHALLI GONIMARUR GORTA GOWNIPALLY GUBBI GUDEMARNAHALLI GUDIBANDA GUJAMAGADI GULBARGA GULBERGA GULUR GUNDLUPET GURUPURA H-CROSS H.HOSAHALLI HADAGALI HADLI HAGALWADI HAGARIBOMMANAHA HAGARIBOMMANAHALLI HALAGUR HALEANGADY HALEBEEDU HALEYUR HALIYAL HALLEGERE HALLI MYSORE HANDANAKERE HANGAL HANUR HARALAHALLY HARALUR HARAPANAHALLI HARIHAR HARIHARA HARPANAHALLI HARUGERI HASSAN HASSSAN HAVERI HEBBLLI HEBRI HEGGADADEVANAKOTE HETHUR HINDWADI HIREHALLY HIREKERUR HIRESAVE HIRESINGANAGUTTI HIRIYUR HITNALLI HOLALKERE HOLALU HOLAVANAHALLI HOLE ALUR HOLENARSIPUR HONAVAR HONGAHALLY HONNALI HONNUDIKE HOSADURGA HOSAKERE HOSANAGARA HOSAPETE HOSKOTE HOSPET HOSUR HUBBALLI HUBLI HUBLI DHARWAD HUBLI-DHARWAD HUDIKERE HUKKERI HULIBELE HULIKAL HULIYAR HULIYURDURGA HULSOOR HUMNABAD HUNGUND HUNSIMARANAHALLI HUNSUR HUVINA HADGALLI HYDERABAD I.D.HALLY IBANGLORE ILKAL INDI ITPLCOMPLEX JADE JADIGENAHALLI JAGALUR JALAHALLI JALAMANGALA JALIHAL JAMAKHANDI JAMKHANDI JAVAGAL JAYACHAMARAJAPURA JAYANAGAR JAYAPURA JIGANI K IRABEGERA K.HONNAMACHANAHALLI KADABA KADAGANCHI KADAGATHUR KADRA KADUR KAGGADSAPURA KAIGA KAIKAMBA KAKANUR KAKKERA KALABURAGI KALAMUDDANADODDI KALGHATGI KALGI KALKUNI KALLUR KAMAGERE KAMALAPURAM KAMPLI KANAKAPURA KANAKATTE KANATHUR KANCHIPURA KANNADA KANNUR KARKALA KARNAD KARWAR KATENALLI KEMBHAUI KENGERI KERALAPURA KEREBILACHI KGF KHANAPUR KIKKERI KINNIGOLI KITTUR KODAGANUR KODAGU KODIYALA KOHINOOR KOLAR KOLAR GOLD FIELDS KOLHAR KOLLEGAL KOMBLI KONANAKUNTE KONANUR KONDAJI KOODAL SANGAM KOPPA KOPPAL KOPPARSHIKOPPA KORATAGERE KOTAGUDDA KOTESHWAR KOTHATHI KOTTUR KOUJALGI KRISHNARAJANAGAR KRISHNARAJAPET KUDERU KUDLIGI KUDREMUKH KUDUR KUKKUWADA KULAGERI CROSS KULAMBI KUMARAPATNAM KUMBALAGODU KUMBARAWADA KUMTA KUNCHEBYLU KUNDAGOL KUNDAPUR KUNDAPURA KUNDARGI KUNIGAL KURGEPALLY KURUGODU KUSHALNAGAR KYATHANAHALLI LADWANTHI LAKHANGAON LAKSHMESHWAR LOHARWADIRAICHUR LOKNAHALY MACHENAHALLY MADAN HIPPARGA MADANTHYAR MADAVARA MADDUR MADHUGIRI MADIKERI MAGADI MAHAGAON MAHALINGPUR MALAPANAGUDI MALAVALLI MALEBENNUR MALGI MALLAPPANAHALLY MALUR MANAGALORE MANDOLI MANDYA MANGALORE MANGALURU MANGLORE MANIPAL MANKI MANNEKHALLI MANNUR MANVI MAOLKERI MARIAMMANAHALLI MASKI MASTHIKATTE MASTI MAYASANDRA MEGARAVALLI MELKOTE MELUR MIRLE MOKA MOLAKALMURU MOODBIDRI MUDAGANDURU MUDBI MUDDEBIHAL MUDHOL MUDHOLE B MUDIGERE MUGUR MUNDARGI MUNDGOD MUNIRABAD MURNAD MYSORE MYSURU NAGAMANGALA NAGARABAVI NAGASAMUDRA NAGATHI BASAPURA NAGOONAHALLI NALGONDA NANGALI NANJANGUD NARASANDRA NARASIMHARAJAPURA NARAYANPET NARGUND NAVALGUND NAYAKANAHATTI NELAMANGALA NIDAGHATTA NIDAGUNDI NIDONI NIMBALAGERI NIMBARGA NIPANI NITTUR NYAMATI OTHERS PALAHALLI PANDAVAPURA PARASAGAD SOUNDATTI PATTADUR PAVAGADA PEDDUR PERESANDRA PERIYAPATNA PERIYAPATTANA PONNAMPET POTHANAL PUNAJANUR PUNYASTHALA PURUVARA PUTTUR RABKAVI BANHATT RABKAVI BANHATTI RAIBAG RAICHUR RAJAJINAGAR RAJANAKUNTE RAMANAGARA RAMANAGARAM RAMANAGRAM RAMAPURA RAMDURG RANEBENNUR RANJOLKHENI RASMECC RON RURAL SADAHALLY SADALI SADASHIVAG SAGAR SAGARA SAINT MARKS ROAD SAKLESHPUR SALIGRAMA SAMBRA SAMPIGE SAMSI SANDUR SANKESHWAR SANTHEMARHLI SANTHPUR SARGUR SARJAPURA SATHNUR SAUNDATTI SAVANUR SEEGEHALLI SEEGUR SEMI URBAN SETTIKERE SHAHAPUR SHANKARAGHATTA SHANTIGRAMA SHEDBAL SHIGGAON SHIMOGA SHIRAGAMBI SHIRAHATTI SHIRALKOPPA SHIRUR SHIRVA SHIVAMOGGA SHRAVANDANAHALLY SIDDAPUR SIDDAPURA SIDDARAMANAHUNDI SIDLAGHATTA SINDGI SINDHANOOR SINGATAGERE SIRA SIRIGERE SIRSI SIRUGUPPA SIRWAR SIVASAMUDRAM SOMWARPET SORAB SRAVANABELGOLA SRI M.M.SWAMI HILLS SRINGERI SRINIVASAPUR SRINIVASAPURA SRIRAMPURA SRIRANGAPATNA SUBRAMANYA SUDAMBI SULEBELE SULEBHAVI SULIKUNTE SULLIA SUNDARAPALYA SUNDEKERE SURATHKAL SUTTUR TADRI TALGUPPA TALIKOTI TALKAD TALUK KOLAR TAMBRAHALLI TARIKERE TAVAREKERE TELSANG TERAKANAMBI THAMMENAHALLI THEKKATTE THIMMAMPALLY THIPPASANDRA THONDEBHAVI THOVINAKERE THURAHALLI ROAD TIMMANAHALLI TIPTUR TIRTHAHALLI TIRUMAKUDAL NARSIPUR TORANAGALLU TORVI TUMAKURU TUMKUR TURUVANUR TURUVEKERE UDAYAPURA UDHYAVARA UDUPI UGAR BUZRUK UPPINANGADY URBAN UTTAR KANNADA VADANAKAL VATADAHOSAHALLI VEMGAL VENKATAIAHNACHATRA VENOOR VIDYAGIRI VIJAYANAGARA VIJAYAPURA VIJAYAWADA VIRAJPET WADAGERA WADI YADGIR YADGIRI YALHANKA YARAGATTI YARAHALLI KAVAL YEDIYUR YELAHANKA YELANDUR YELBARGA YELDUR YELLAPUR YELUBENCHI YEYYADI Branch AFZALPUR ALAND BHIMARAYANGUDI CHINCHOLI CHITAPUR DARGA BRANCH GULBARGA DEVAL GANAGAPUR GULBARGA NEHRUGUNJ GULBARGA OLD HOSPITAL GULBARGA SANGAMESWAR NAGAR GULBARGA SUPER MARKET GULBARGA UNIVERSITY GULBARGA VIDYANAGAR GURUMITKAL HUNSIGI JEWARAGI KURKUNTA MALKHED MANDEWAL MASHAL MECCA COLONAY NALWAR NARAYANAPUR OAD ZO GULBARGA SAGNUR SAIDAPUR SBTEMPLEROAD SEDAM SHAHABAD SHAHAPUR SHORAPUR ADB SHORAPUR MAIN WADI YADAGIRI List of All 225 Banks
Find IFSC Code for All Banks in India
Search IFSC code, MICR code, and branch address for all banks in India.
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What is IFSC Code and How It Works?
The IFSC code ka full form is Indian Financial System Code. It is used to identify bank branches for online money transfers.
Whether you are using NEFT, RTGS, or IMPS, entering the correct IFSC code number ensures that your transaction reaches the correct bank branch safely.
Many users ask IFSC code kitna hota hai or IFSC code how many digits .
The answer is simple: an IFSC code contains 11 characters . The first 4 characters represent the bank name,
the 5th character is always zero, and the last 6 digits represent the branch code.
If you are searching IFSC code kaha hota hai , you can find it printed on your cheque book,
passbook, or bank statement. You can also perform an IFSC code search branch online
by entering the bank name, state, and branch.
Today, users frequently search for IFSC code Google Pay , IFSC code PhonePe ,
and IFSC code Paytm while making online payments. These apps require correct IFSC details
to complete secure transactions.
Frequently Asked Questions About IFSC Code
What is IFSC code? IFSC code meaning is a unique code used to identify a bank branch for online transactions.
Where can I find IFSC code? IFSC code in cheque , passbook, or bank website.
How to search IFSC code? IFSC code search bank option by entering bank name, branch, and location.
Is IFSC code same as MICR code? IFSC code to MICR code are different. IFSC is used for online transfers, MICR is used for cheque processing.
Can IFSC code change?
