IFSC Code and MICR Code Explained
The IFSC code is required for making online banking transactions securely. It helps identify the exact bank branch where the account is held.
IFSC (Indian Financial System Code) is a unique code assigned to each bank branch by the Reserve Bank of India (RBI) . It is used for electronic payment systems such as:
NEFT (National Electronic Funds Transfer)
RTGS (Real-Time Gross Settlement)
IMPS (Immediate Payment Service)
CFMS (Centralised Funds Management System)
IFSC Code Format
An IFSC code consists of 11 characters :
First 4 characters: Represent the bank name5th character: Always ‘0’ (reserved for future use)Last 6 characters: Identify the specific branch
IFSC ensures secure and accurate online transactions.
MICR Code
The MICR (Magnetic Ink Character Recognition) code is a unique number printed on cheques. It is used by banks to process and verify cheque transactions quickly and accurately.
MICR is mainly used for cheque processing and banking automation.
UNION BANK OF INDIA Branch at BHATAR ROAD in SURAT, GUJARAT IFSC Code: Find IFSC, MICR codes, address and all bank branches in India, for NEFT, RTGS, ECS
All India Bank Branches Address, IFSC CODE, MICR CODE Details
UNION BANK OF INDIA Branch at BHATAR ROAD in SURAT, GUJARAT IFSC Code: Find IFSC, MICR codes, address and all bank branches in India, for NEFT, RTGS, ECS
Note: Please Select Dropdown then Change Corresponding Select Dropdown.
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Find IFSC Code for All Banks in India
Search IFSC code, MICR code, and branch address for all banks in India.
You can find details for SBI, HDFC, ICICI, Axis Bank and more.
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What is IFSC Code and How It Works?
The IFSC code ka full form is Indian Financial System Code. It is used to identify bank branches for online money transfers.
Whether you are using NEFT, RTGS, or IMPS, entering the correct IFSC code number ensures that your transaction reaches the correct bank branch safely.
Many users ask IFSC code kitna hota hai or IFSC code how many digits .
The answer is simple: an IFSC code contains 11 characters . The first 4 characters represent the bank name,
the 5th character is always zero, and the last 6 digits represent the branch code.
If you are searching IFSC code kaha hota hai , you can find it printed on your cheque book,
passbook, or bank statement. You can also perform an IFSC code search branch online
by entering the bank name, state, and branch.
Today, users frequently search for IFSC code Google Pay , IFSC code PhonePe ,
and IFSC code Paytm while making online payments. These apps require correct IFSC details
to complete secure transactions.
Frequently Asked Questions About IFSC Code
What is IFSC code? IFSC code meaning is a unique code used to identify a bank branch for online transactions.
Where can I find IFSC code? IFSC code in cheque , passbook, or bank website.
How to search IFSC code? IFSC code search bank option by entering bank name, branch, and location.
Is IFSC code same as MICR code? IFSC code to MICR code are different. IFSC is used for online transfers, MICR is used for cheque processing.
Can IFSC code change?
