IFSC Code Finder India – Search Bank IFSC, MICR Code & Branch Details

The IFSC code is required for making online banking transactions securely. It helps identify the exact bank branch where the account is held.

IFSC (Indian Financial System Code) is a unique code assigned to each bank branch by the Reserve Bank of India (RBI). It is used for electronic payment systems such as:

• NEFT (National Electronic Funds Transfer)
• RTGS (Real-Time Gross Settlement)
• IMPS (Immediate Payment Service)
• CFMS (Centralised Funds Management System)

IFSC Code Format

An IFSC code consists of 11 characters:

• First 4 characters: Represent the bank name
• 5th character: Always ‘0’ (reserved for future use)
• Last 6 characters: Identify the specific branch

MICR Code

The MICR (Magnetic Ink Character Recognition) code is a unique number printed on cheques. It is used by banks to process and verify cheque transactions quickly and accurately.